AG LAND LOANS AND INVESTMENTS
Land Loan Financing for Farmers, Ranchers and Agricultural Investors
The Acres Bank team strives to help farmers, ranchers, and ag investors achieve their financial goals by providing agricultural land loans and farm loans for land. Your dedicated point of contact will work with you to understand the type of loan you need, identify your goals, review your investment options and create a customized solution. Get pre-qualified in 3 easy steps:
Types of Land Loans or Farm Loans For Land
We understand the unique financing needs of farmers, ranchers and investors and can provide competitive terms and rates on our short-term loans (12-24 months) and long-term loans (5-25 years). We work with government programs or our network of lending partners to ensure you get the best possible solution. We provide loans for large parcels of:
- Raw Land
- Farm Land
- Ranch Land
- Grazing Land
- Wooded Property
- Land for Development
Land Loans Specifications
The Acres Bank Land Loan program is a great tool for financing raw land for agriculture and farming or land for development. The program is available nationwide and offers buyers and sellers the ability to close quickly with minimal paperwork. Acres Bank has a long history of providing creative, flexible financing solutions to agricultural buyers, sellers, and operators. The Acres Bank Land Loans program has been designed to provide maximum flexibility with an easy-to-use streamlined process.
- Bare or raw land value
- Permanent plantings
- Dwellings (up to $750,000)
- Consumer credit scores below 720
- Stated financial ratios outside published Farmer Mac underwriting standards
- Assets not involved in farming or food, fuel, or fiber production
- Borrowers have existing loan with Farmer Mac rated OAEM or substandard
- Borrowers have been 90+ days delinquent on a loan with Farmer Mac within last 5 years
*Land Loans above $1.5 Million will require two years of tax returns on all applicants for income verification purposes.
** For full list of eligible improvements, review the eFarmerMac.com Resource Library and Seller Service Guide on May 10.